Funding Loop Pay
For Australian merchants

Get paid upfront. Your customers pay over 26 weeks.

Offer your customers flexible weekly repayments - while you receive the full invoice amount instantly. Zero risk, zero cost to you.

✓ Free to set up✓ Get paid instantly✓ Zero risk to you
$0merchant fees, ever
100%of the invoice, upfront
0 dayswaiting for payment
REMITTANCE ADVICEFUNDING LOOP PAY
PAID IN FULL

Your customer's invoice
AUD $10,000

Merchant fee$0.00
Commission$0.00
Waiting period0 days
You receive today$10,000.00
Your customer repays us $415.38/week for 26 weeks. Their risk sits with us, not you.
Register as a Merchant - it's free →
No setup fees · No commission · No credit checks on you
Get paid in full upfront
Zero merchant fees
Boost average order value
Powered by Choco Up
How it works

Simple to set up.Even simpler to use.

Once, for free

Register for free

Apply online in minutes. Tell us about your business and we'll get you set up fast - no credit checks on you.

NO SETUP FEES, NO MONTHLY FEES
Per sale

Your customer applies

When a customer wants to use Funding Loop Pay, they apply in 2 minutes. You submit the invoice and we handle the rest.

~1 HOUR APPROVAL
Same day

You get paid instantly

We pay you the full invoice amount upfront. Your customer repays us over 26 weeks - you never wait, never chase.

FULL AMOUNT, UPFRONT
Why merchants love it

More sales.Zero risk.

Funding Loop Pay removes every barrier between your customer and a purchase - while protecting you completely. You get paid in full, every time.

Get paid upfront

Receive the full invoice amount instantly. No waiting, no chasing, no risk of non-payment.

Boost order value

Customers spend more when they can spread the cost. Increase your average transaction value.

Zero merchant fees

It costs you nothing to offer Funding Loop Pay. The buyer pays the 8% flat fee - not you.

Easy to set up

Register once and start offering flexible payments to your customers immediately. No complex integration.

Simple pricing

Free for merchants.Buyers pay a flat fee.

There are no setup costs, no monthly fees and no commissions for merchants. The buyer pays a single flat 8% fee - that's it.

You, the merchant

Get paid in full, upfront.

$0forever
  • Free to register
  • No setup fees, no monthly fees
  • No commission on sales
  • Get paid the full amount upfront
Invoice$10,000.00
You receive$10,000.00
You wait0 days
takes 2 minutes · no credit checks on you
Your customer

Spreads it over 26 weeks.

8%flat, once
  • No interest charges
  • No hidden costs
  • 26 equal weekly payments
  • Pay off early anytime
Invoice$10,000.00
They repay$10,800.00
Weekly × 26$415.38
2 minutes · no credit impact to check
Who it's for

Perfect for businessesthat sell to other businesses.

If your customers are businesses that buy goods or services from you, Funding Loop Pay is built for you.

Wholesalers & Distributors

Let your retail customers buy stock now and repay over 26 weeks - you get paid upfront every time.

Retailers & Online Stores

Offer flexible payments at checkout and increase your average order value without any risk.

Manufacturers & Suppliers

Accept large custom orders with confidence - get paid upfront while customers manage cash flow.

Trades & Industrial

Offer payment plans on equipment, tools and materials - without waiting 30, 60 or 90 days.

500+businesses approved
8%flat fee - paid by the buyer, not you
~1hraverage approval time
Register as a merchant

Start offering flexible paymentsto your customers.

Free to join. Zero fees. Takes 2 minutes to register.

Free to register · No commission on sales · No setup fees

Got questions?

Frequently askedquestions.

How do I register as a merchant?

MERCHANTS

Registration is free and takes a few minutes. Simply click “Register as a Merchant” and complete the online form. Our team will review your application and get you set up quickly.

When do I get paid?

MERCHANTS

You get paid the full invoice amount as soon as your customer is approved and the invoice is confirmed. No waiting – the funds are transferred directly to you upfront.

Does it cost anything to offer Funding Loop Pay?

MERCHANTS

No – it’s completely free for merchants. There are no setup fees, no monthly fees and no commission on sales. The buyer pays a flat 8% fee on their invoice amount.

What if my customer misses a payment?

MERCHANTS

That’s not your problem – you’ve already been paid in full upfront. All repayment risk sits with Funding Loop Pay, not with you.

What types of invoices are eligible?

MERCHANTS

Invoices between $1,000 and $20,000 from registered Australian businesses. The invoice must be for goods from an Australian supplier.

Take the next step

Ready to start getting paid upfront?

Join hundreds of Australian businesses offering flexible payments - at zero cost to you.

Australian owned · Powered by Choco Up · partners@fundingloop.com.au