Your supplier gets paid today. You pay it off weekly.
Fund any supplier invoice from $500 to $20,000. We pay them in full upfront - you repay 26 equal weekly payments with one flat 8% fee. No interest. No credit impact to check.
Watch how the money moves.
Three moments. One is today, one is within the hour, and one takes care of itself for 26 weeks.
You apply, supplier gets paid
Search your ABN, tell us your turnover, upload the invoice. Once approved, we pay your supplier the full amount - directly.
TAKES 2 MINUTES OF YOUR TIMEYou're approved
A real person confirms your limit by phone during business hours. No lengthy paperwork, no credit impact at the eligibility stage.
AVERAGE APPROVAL TIMEIt pays itself off
Equal weekly payments, automatically. One flat 8% fee, nothing compounding. Pay it out early any time with zero penalty.
SAME AMOUNT, EVERY WEEKOne invoice. Two happy sides.
Every plan has a business buying and a business selling. Here's exactly what each side pays - there is nothing hidden anywhere on this page or off it.
Spread it over 26 weeks.
- No interest, no compounding, no rate rises
- Keep working capital for wages and stock
- Revolving limit - approved once, reuse it
- Pay out early anytime, no penalty
Get paid in full, upfront.
- Full invoice amount, the day it's approved
- No merchant fees, no commission, ever
- Customers spend more when they can spread it
- All repayment risk sits with us, not you
Tick what's true about your business.
The bar is intentionally low for established Australian businesses. Five ticks and you're very likely in.
This isn't an application - just the actual criteria our team uses.
Growing businesses rely on us.
“We believe every Australian business deserves access to fair, transparent financing - without the complexity of traditional lending.”
The questions everyone asks first.
How is this different to a loan?
BUYERS
Funding Loop Pay is not a loan. There's no interest - just one flat 8% fee. You know exactly what you'll pay from day one, and it never changes.
Does checking eligibility affect my credit score?
BUYERS
No. Checking your eligibility uses public ABR data and has no credit impact. If you proceed with a formal application, approval is subject to a credit assessment.
When do I get paid as a merchant?
MERCHANTS
You get paid the full invoice amount as soon as your customer is approved and the invoice is confirmed. No waiting - the funds are transferred directly to you upfront.
What if my customer misses a payment?
MERCHANTS
That's not your problem - you've already been paid in full upfront. All repayment risk sits with Funding Loop Pay, not with you.
Can I pay it off early?
BUYERS
Yes - repay early at any time with no penalty. The flat 8% fee covers the full term, so early repayment simply closes out your balance.
What can I buy with it?
BUYERS
Goods from any Australian supplier - stock, materials, tools, equipment. Invoices from $500 to $20,000. If your supplier isn't registered with us, we onboard them at no cost.
Stop letting cash flow
write your order book.
Get pre-approved today. No obligation to use your limit.