Funding Loop Pay
Check your eligibility2 min · no credit impact to check
For Australian businesses

Shop now. Pay over 26 weeks.

Funding Loop Pay lets your business spread payments over 26 weeks for a fixed 8% fee - while your supplier gets paid upfront.

See how it works ↓
✓ Takes 2 minutes✓ Pay any Australian supplier✓ No setup or monthly fees
REPAYMENT PLANFUNDING LOOP PAY
APPROVED ~1HR

Invoice amount (inc. GST)
AUD $5,000
$1,000$10,000$20,000

Flat fee (8%)$400
Interest$0.00 - always
Total to repay$5,400
WK 0126 equal paymentsWK 26
$207.69
per week - same every week, done in 26
Subject to approval · No obligation to use your limit
Spread payments over 26 weeks
Zero hidden fees
~1hr approval time
Powered by Choco Up
How it works

Simple to apply.Even simpler to use.

Today

Apply in minutes

Check your eligibility in 2 minutes. No credit checks on you at the eligibility stage.

FREE TO APPLY
Within ~1 hour

Your supplier gets paid upfront

Once approved, your supplier receives the full invoice amount upfront. You're ready to order.

AVERAGE APPROVAL TIME
26 weeks

You repay over 26 weeks

Pay a single flat 8% fee - spread over 26 equal weekly payments. Never more, never less.

SAME AMOUNT, EVERY WEEK
Why buyers choose it

More purchasing power.Zero cash flow stress.

Funding Loop Pay removes every barrier between your business and the supplies you need - while protecting you completely.

Protect your cash flow

Keep working capital free while paying suppliers over time. No big lump-sum hit.

Predictable repayments

Same amount every week for 26 weeks. Fixed 8% fee - no surprises, no rate changes.

Fast approval

Apply online and get a final decision in around 1 hour. Order the same day.

No hidden costs

No setup fees, no monthly fees, no early repayment penalty. 8% flat - that's it.

Do I qualify?

Tick what's true about your business.

The bar is intentionally low for established Australian businesses. Five ticks and you're very likely in.

0/5
How many can you tick?

This isn't an application - just the actual criteria our team uses.

Who it's for

Perfect for businessesthat buy from other businesses.

If your suppliers are businesses that sell goods or services to you, Funding Loop Pay is built for you.

Wholesalers & Distributors

Order larger volumes from your suppliers without tying up your working capital.

Retailers & Online Stores

Stock up for peak season or a big sale without draining your cash reserves.

Manufacturers & Suppliers

Purchase raw materials and inputs now, repay as your production cycle generates revenue.

Trades & Industrial

Buy equipment, tools and materials upfront - pay them off as the job gets done.

Got questions?

Frequently askedquestions.

Will I be credit checked?

BUYERS

Checking your eligibility has no credit impact - it uses public ABR data only. If you proceed with a formal application, approval is subject to a credit assessment.

How do I apply for Funding Loop Pay?

BUYERS

Apply online in minutes. Our team will give you a call. Assesses your application and usually responds within 1 hour during business hours.

What can I use Funding Loop Pay for?

BUYERS

You can use it to purchase goods from any registered Funding Loop Pay merchant – inventory, materials, supplies and equipment for your business.

What does it cost?

BUYERS

A flat 8% fee on your invoice amount. No setup fees, no monthly fees, no interest rate changes, no early repayment penalties.

When do repayments start?

BUYERS

Repayments begin at the time of purchase. You’ll receive a clear schedule upfront – same amount every week for 26 repayments.

Can I repay early?

BUYERS

Yes – repay early at any time with no penalty. The flat 8% fee covers the full term, so early repayment simply closes out your balance.

Does using Funding Loop Pay affect my supplier?

BUYERS

No – your supplier gets paid the full invoice amount upfront the moment your purchase is confirmed. They take on zero risk or delay.

Take the next step

Ready to protect your cash flow and order with confidence?

Get pre-approved in 2 minutes. No obligation to use your limit.

1300 010 145
Australian owned · Powered by Choco Up · support@fundingloop.com.au